How to Create a Personal Budget

Early in your job search you must determine your financial needs. Knowing how much money you need to cover your monthly needs will help you avoid financial disasters, feel confident in establishing a minimum salary requirement and give you a better understanding of where you can afford to cut during difficult times. Planning for the future means looking at both short term costs and long term expenses.

The Personal Budget (pdf) will help you do both.

You have a plan and you know your goals. Now you are ready to go to Step 4: Expand Skills.